If you were a Wells Fargo credit card customer in California who was charged a Credit Defense fee at any time from March 1, 2015, through December 31, 2018, you could get money from a class action Settlement.

You may have received notification in the mail regarding a proposed class action Settlement. This website will explain what the class action is about; what the Settlement will be if it is approved by the Superior Court of the State of California, County of Ventura (the “Court”); how you will receive a cash award; and what to do if you want to (i) object to the Settlement or (ii) not participate in the Settlement and instead “opt out.” These rights and options—and the deadlines to exercise them—are explained on this website.

The Court still must decide whether to approve the Settlement. Payments will be distributed if the Court approves the Settlement. Please be patient.


Your Legal Rights and Options in This Lawsuit
Do Nothing

The Settlement Administrator shall disburse the remaining funds in the Settlement Fund to Settlement Class Members of their equal share of the funds within 60 days after the Effective Date (“First Distribution”). Checks shall be valid for 180 days after the First Distribution. Settlement Class Members who are not located or whose checks are not cashed within 180 days of the First Distribution shall be automatically rendered ineligible for payment from the Settlement Fund and shall be ineligible to share in the cash distribution portion of the Settlement.

Twenty days after the checks from the First Distribution become void, the Settlement Administrator shall disburse checks in equal shares of any remaining Settlement Fund to Settlement Class Members who cashed checks from the First Distribution (“Second Distribution”). Checks shall be valid for 90 days after the Second Distribution.

If you are a Settlement Class Member, you will be bound by the Settlement’s release, whether you cash your checks or not.
Exclude Yourself If you exclude yourself, you will get no payment under the Settlement. This is the only choice that will allow you to sue Wells Fargo on your own about the claims discussed on this website. An exclusion request must be made in writing and postmarked on or before June 26, 2024.
Object to the Settlement You can write to the Court about why you do not agree with any aspect of the Settlement. An objection must be in writing and filed on or before June 26, 2024.
Go to a Hearing You can ask to speak to the Court about the fairness of the Settlement after you submit your objection. A Notice of Intention to Appear must be in writing, filed, and postmarked on or before July 24, 2024, in addition to submitting a timely objection.

Current Status

Class Notice was mailed to Class Members on March 25, 2024. The Court preliminarily approved the Settlement on February 8, 2024.


Important Dates
  • March 1, 2015 – December 31, 2018
    Class Period
  • June 26, 2024
    Deadline to Exclude Yourself from the Settlement
  • June 26, 2024
    Deadline to Object to the Settlement
  • July 26, 2024, at 8:30 a.m.
    Final Approval Hearing